IVA debt help - brief overview
An IVA is a form of Government Legislation to help people write off large amounts of debt. If you owe over £15,000, Are in full time employment and can afford at least £200 towards your unsecured debts then an IVA may be an ideal solution for you. You make one payment per month for a period of 60 months, at the end of the term any remaining debt is written off.

IVA FAQ's

Debt Management - a brief overview
Debt Management is fast becoming one of the most popular forms of Debt Help to the general Public. More and more people are finding it harder to manage their finances and make ends meet. Debt Management consolidates all your unsecured debts into one affordable monthly payment and takes away the hassle of dealing with annoying letters and phone calls from creditors.

Debt Management FAQ's

Consolidation Loans - a brief overview
If you have credit card debt you will more than likely be paying high interest rates on your repayments. Typical rates on credit cards are anything between 20% - 35% APR. By taking out a consolidation loan you could reduce these rates by at least half and save a packet! Use our free comparison calculator and see if a consolidation loan is right for you.

Consolidation Loan FAQ's

Trust Deeds - a brief overview
A Trust Deed is a form of government legislation to help people write off debts that they cannot afford to repay. To qualify for a Trust Deed you must live in Scotland, owe over £10,000 and be able to afford £150 or more towards your debts. You pay a fixed amount for a set timescale (usually 3 years), after which time any remaining debt is written off and you walk away debt free.

Trust Deeds FAQ's

Bankruptcy - a brief overview
For some of us bankruptcy is the only option out of a financial dilemma but it should only be considered as a last resort. There are three ways to declare yourself bankrupt; Voluntarily, Involuntarily or by a Trustee. Find out if bankruptcy is the right option for you and we will advise a the most suitable company to help you through the process.

Bankruptcy FAQ's